If you purchase a product or register for an account through one of the links on our site, we may receive compensation. You cant buy a policy directly from the CEA, but you can buy it from insurance companies that are members of the CEA. 2023 Advance Local Media LLC. For more information on adding a dependent to your OSU health insurance, contact the Student Health Insurance office at 541-737-7600. The article quotes an Oregon State University scientist who said the odds of the . Many people find earthquake insurance to be pricey, especially considering the high deductibles that theyd have to cover anyway. Phone: (541) 737-6748Contactus via email. Oregon State University launched a tool to help engineers, planners and geologists evaluate earthquake hazards in Oregon -- just in case the 9.0 magnitude earthquake strikes from the. This is a database of retail service territories in the U.S. provided by the Department of Homeland Security. Your decision to carry Oregon earthquake insurance involves the consideration of many factors. The deductible could range from 10% to 25% of the dwellings policy limit. An earthquake of at least magnitude 7 has a 37% chance of occurring off the Oregon coast in the next 50 years, according to Chris Goldfinger, an earthquake expert and professor at Oregon State University. 5201 SW Westgate Drive OSU Extension's Cascadia Earthquake Preparedness project has been recognized with two 1st Place National Extension Disaster Education Awards. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Rebuilding your home and other structures. Learn how, An official website of the State of Oregon, An official website of the State of Oregon , DFR.FinancialServicesHelp@dcbs.oregon.gov, Securities.Registrations@dcbs.oregon.gov, Est preparado para enfrentar desastres naturales, Oregon Department of Geology and Mineral Industries (DOGAMI), DOGAMI map of earthquakes in Oregon since 1841, U.S. Geological Survey(historical earthquakes, interesting facts), Printer-friendly tips on earthquake coverage. Standard homeowners insurance doesnt cover earthquake damage. Maximum of $3,000 for paintings, etchings, pictures, tapestries, antique furniture, valuable rugs, rare books and other similar articles of rarity, historic value or artistic merit. After this 72 hour period another seismic event would constitute the use of another earthquake deductible. This is a database of petroleum ports in the U.S. provided by the Department of Homeland Security. For example, we found a policy that only allowed for $500 to replace a computer and another policy that pays only up to $1,000 for felled tree removal (and no more than $500 to remove any one tree) regardless of how many trees fell. Expect aftershocks, which can happen in the hours, weeks, days and even months following an earthquake. OSU requires that all non-resident international studentsand their dependents(living in the United States) be covered by health insurance. CORVALLIS, Ore. - New research shows that a big earthquake can not only cause other quakes, but large ones, and on the opposite side of the Earth. Published in a open file report (OSSPAC,2013) by Oregon Department of Geology and Mineral Industries (DOGAMI). This is the extent of fault rupture corresponding to selected Cascadia earthquake scenario. Cookie Settings/Do Not Sell My Personal Information. The discounts range from 10% to 25% based on the age of the home and type of foundation. providing additional living expenses after a loss due to earthquake. An official website of the State of Oregon . Keep in mind that home insurance wont cover earthquake damage. It's rated very low risk for every section, except lateral spreading, where it's scored as "medium.". Only share sensitive information on official, secure websites. An example of an earthquake deductible would be if your home is insured for $200,000 and your earthquake insurance policy has a 10 percent deductible, you would have to pay the first $20,000 in repair or replacement costs before the insurance company will pay for the remainder of the repairs that are necessary. Through the DAM Ready movement, increase emergency preparedness in the campus community through planning and outreach. Published in a open file report (OSSPAC,2013) by Oregon Department of Geology and Mineral Industries (DOGAMI). Earthquake insurance does not cover a loss caused by landslides or erosion. Researchers believe that the last great earthquake on the Cascadia subduction zone hit the Pacific Northwest on a wintry night in the year 1700. The report says about 143 million Americans live and work in areas with at least some potential for shaking that could lead to damage in structures. Corvallis, OR 97331[emailprotected], Building Manager & Floor Monitor Information. "We've gotten some minor wake-up calls recently with small earthquakes, but there may be another one some day soon in the form of a magnitude nine earthquake that devastates the whole Pacific Northwest. How would earthquake insurance benefit me? Oregon State University Oregon Hazard Explorer for Lifelines Program. The information provided herein is for reference only and is not suitable for incorporation in engineering design or site-specific analysis; instead, it provides a starting point to identify and understand hazards of primary concern. Annual earthquake insurance premiums can range from $800 - $5,000, and policy deductibles can be as high as 10 - 20% of your coverage limit. Do we want to wait for our roof to literally fall in before we get ready?". Jason Metz is a writer who has worked in the insurance industry since 2007. The 12-month period on which your insurance plan operates. This elevation data was converted into slopes, and a multi-pronged analysis process used these slopes, geology and mapped existing landslides To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Many insurance companies stopped insuring earthquakes in the 1990s after projections suggested that a major earthquake could potentially bankrupt them. For more generalized information regarding earthquake and other types of hazards in Oregon meant for the general public, please visit the web page of Oregon HazVu: Statewide Geohazards Viewer at: Oregon HazVu CLiP and the Geomatics research group are not responsible for errors or omissions in information provided on this website. This is a database of watershed regions in the U.S. provided by the Department of Homeland Security. This is a database of natural gas receipt points in the U.S. provided by the Department of Homeland Security. By California law, your homeowners insurance company is required to offer you earthquake insurance when you purchase your policy and then once every other year. The methods and data used to make this map are described in detail in : Madin, I.P., and Burns, W.J., 2013. Use of and/or registration on any portion of this site constitutes acceptance of our User Agreement, Privacy Policy and Cookie Statement, and Your Privacy Choices and Rights (each updated 1/26/2023). This is a complete database of all bridges in the state of Oregon provided by the Oregon Geospatial Data Enterprise Spatial Data library. If you want coverage for problems related to earthquakes, you can purchase an earthquake insurance policy. Landslide displacement value corresponding to a 10% in 50 years event. [4]. provided by the Department of Homeland Security. If you live in an area of Oregon that experiences frequent, strong earthquakes and you can afford the premiums on top of home insurance earthquake insurance may be worth it. Earthquake insurance typically covers the following: The following items are commonly excluded on earthquake insurance policies: In addition, a California Earthquake Authority policy will cover structures such as bulkheads, piers, retaining walls and masonry fences. This map lets you compare your earthquake shaking hazard with other areas in the United States. Published in a open file report (OSSPAC,2013) by Oregon Department of Geology and Mineral Industries (DOGAMI). This map uses the methods of section 4.2.2.2 of the HAZUS-MH MR4 (FEMA, 2011 in references) to create a new coseismic landslide permanent ground deformation (PGD) map for Oregon. At OSU, Yeats introduced a course on Pacific Northwest earthquakes that meets the university's "science, technology and society" component of its baccalaureate core. Here is a California Earthquake Authority insurance premium calculator. CORVALLIS - It's time for Oregonians to wake up to the earthquake risks of the Pacific Northwest and adopt the regulations and programs of their neighbors to the south if Oregon is to avoid a major catastrophe in its future, says one of the region's leading earthquake experts. Missouris New Madrid area is a lesson in what skyrocketing premiums can do to the insurance market. Oregon's earthquake risk is not a question of "if" but "when". Lets use the same coverage example as above. Plageman Building OREGON STATE UNIVERSITY . Published in a open file report (OSSPAC,2013) by Oregon Department of Geology and Mineral Industries (DOGAMI). [3] This is likely more expensive today, due to the increase in construction costs and inflation over time. If you missed the notice, you can contact your homeowners insurance agent and ask to add earthquake insurance. This means that each company has a maximum they will pay for damage to covered property identified in the special limit of liability category. In California, you can buy CEA earthquake insurance through home and renters insurance companies. One exception is if an earthquake sparks a fire that burns your house. 2023 Forbes Media LLC. This is a database of POL pumpig stations in the U.S. provided by the Department of Homeland Security. "A lot of our existing public buildings, including schools, hospitals and housing, are simply deathtraps," Yeats said. The California Earthquake Authority offers these deductible choices: 5%, 10%, 15%, 20% or 25%. A lock icon ( ) or https:// means youve safely connected to the .gov website. How much does earthquake insurance cost and does it cost more if I own a masonry/brick home other than an a frame home for earthquake insurance? Due to the catastrophic nature of earthquakes, market conditions following an earthquake are dramatically impacted. The same homeowner with $150,000 in personal property coverage (contents) would have a separate deductible of $15,000. The methods and data used to make this map are described in detail in : Madin, I.P., and Burns, W.J., 2013. Published in a open file report (OSSPAC,2013) by Oregon Department of Geology and Mineral Industries (DOGAMI). This is a database of substations in the U.S. provided by the Department of Homeland Security. If your home is insured for $200,000 and has a 50% Extended Replacement Cost you have an additional buffer which brings your home replacement cost up to $300,000. The methods and data used to make this map are described in detail in : Madin, I.P., and Burns, W.J., 2013. Click photos to see a full-size version. But before you take out a policy, make sure you read it closely. This is a database of oil and natural gas fields in the U.S. provided by the Department of Homeland Security. As a combined single limit policy at time of claim settlement coverage may be applied as needed to dwelling, contents, loss of use, etc. This is a database of natural gas compressor stations in the U.S. provided by the Department of Homeland Security. The map uses a new landslide susceptibility map and a new map of site peak ground acceleration from Madin and Burns (2013, in references) as input to the model. If these types of items are important to you, its a good idea to compare a few different policies to get the coverage you want. The repeat interval of such earthquakes in geologic history has at times been less than 300 years, and an earthquake such as this, at magnitude eight or larger, would now cause a catastrophic level of damage, billions of dollars in property losses and thousands of deaths. If your home is insured for $200,000 and it ends up costing $375,000 the company will rebuild it without carrying any of that cost over to the insured. As an insurance broker I help individuals throughout Oregon and the Pacific Northwest manage risk. Right click and save image to download. The Oregonian/OregonLive has also compiled data on building construction and earthquake preparedness in the Portland-metro area. Water supply systems, such as wells, irrigation systems, sprinkler systems and water reclamation systems, Underground structures or equipment outside the foundation wall of the dwelling, such as underground pipes, cables, flues and drains, Bulkheads, piers, wharves and retaining walls, Exterior masonry veneer, walls and fences, Personal property located outside of the dwelling, Landscaping, trees, shrubs, lawns or plants, Data (stored electronically or on physical records, like paper or accounting books), Trailers designed for use with a motor vehicle, Decorative items or works of art, such as murals, sculptures, fountains, aquariums, stained or leaded glass, mirrors, and chandeliers, Property of tenants, roomers or boarders not related to you, Any business property or property rented to others, Personal property in any other dwelling owned, rented or occupied by you, Fire (however, fire damage may be covered by your homeowners insurance), Earth movement from a non-seismic event, such as sinking, rising, expanding or contracting of earth because of the increase or decrease in the moisture content of the soil, Water damage such as flood water, tidal water or an overflow of a body of water, Water damage which backs up through sewers or drains, Water below the surface of the ground, including seepage or flows from any part of a building or other structure, sidewalk, driveway or swimming pool, Neglect (meaning you didnt take reasonable steps to protect your property), Nuclear action, including radiation or discharge of a nuclear weapon, even if accidental, War (declared or undeclared), civil war, insurrection, rebellion or revolution, Smog, rust, corrosion, mold, wet or dry rot, settling and animals, Defect, weakness, inadequacy, fault or unsoundness, including planning, zoning, development, design, workmanship, construction, materials and maintenance, Enforcement to repair or demolish a building or structure to comply with local building codes, Discharge, release or escape of pollutants, Theft, burglary, looting, vandalism and malicious mischief. The source of this file is from USGS (USGS, 2006) website in a vector polyline structure. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Life insurance teamMonday-Thursday 9am-10pm ETFriday-Sunday 9am-8pm ET, Home & auto insurance teamMonday-Friday 9am-9pm ET, Disability insurance teamMonday-Friday 9am-6pm ET, 555 S. Mangum St., 6th FlDurham, NC 27701. Youll have 30 days to respond to their written notice. Street:350 Winter St. NERoom 410Salem, OR, 503-378-4140 (Salem)888-877-4894 (toll-free in Oregon)503-947-7862 (fax)Contact usAbout us. An official website of the United States government. The science of understanding, preparing for and even forecasting earthquakes has evolved tremendously in recent decades, Yeats said. Please try again later. "When Californians first realized decades ago they had a serious earthquake concern, their initial reaction was one of denial. Helping you and our community prepare, respond, and recover from lifes different hazards. This dataset is shapefile representing the areas which will be inundated in a Large (L1) tsunami scenario for Oregon coast. Be prepared. This is a compilation of quaternary faults within the last 1,600,000 years. Student Health Services That's what has happened in California, and that's the approach we should be taking here in the Pacific Northwest.". Below is what earthquake insurance does and does not cover. Policygenius Inc. (DBA Policygenius Insurance Services in California) (Policygenius), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. To create a prepared and responsive OSU that decreases the impact of incidents to OSU operations. OSU is DAM* ready (*Disaster and mission), To receive alerts to your cell phone, landline, or personal email. A .gov website belongs to an official government organization in the United States. Phone: 541-737-7252[emailprotected]. If you have a $100,000 dwelling policy limit, you could be responsible for paying $10,000 to $25,000 if you file a claim. Where can I buy earthquake insurance in Oregon? Damage caused by an earthquake isnt covered by a standard homeowners, renters or condo insurance policy. You would want to have your own individual earthquake policy because the master policy will not provide you coverage for your personal property and any extra expenses associated with a loss caused by an earthquake. Emergency and disaster guides made convenient and customizable. Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. Suite 300A If you already have homeowners insurance, contact your agent and you may be able to add earthquake insurance as an endorsement. Your insurance company will help you figure out how much dwelling coverage you need. Robert Yeats, a professor emeritus of geology at Oregon State University and author of a new book "Living with Earthquakes in California: A Survivor's Guide," says much of that book provides a blueprint for where Oregon should be in its earthquake preparation, but clearly is not. They thought if anyone found out about it that it would be bad for business. Your share of the cost of a covered services (in addition to co-pays), calculated as a percentage of the service cost. A standard homeowners insurance or renters insurance policy doesnt cover earthquake damage, as earthquakes arent covered by hazard insurance. Plageman Building Your Oregon earthquake insurance will cover the following: Each company has its own definition of earthquake. For questions or comments, please send an email to ohelpme@oregonstate.edu. Wood frame homes generally benefit from lower rates than brick buildings because they have the ability to flex as a home made of masonry will shatter and cannot handle the stress as well as wood structures. Maximum of $5,000 for chimneys or fireplaces, Maximum of $3,000 for swimming pools, spas, whirlpool baths and hot tubs, including all concrete or tile decking and all related equipment. Best for California: Amica. Vision: OSU is DAM* ready (*Disaster and mission) Coronavirus Updates and Resources If your electric power goes on and off, turn off your homes circuit breaker to prevent a power surge. But this region is a disaster waiting to happen. Bridge damage map for the selected Cascadia subduction zone earthquake scenario using earthquake ground shaking + landslide + liquefaction fragility functions. This is a database of natural gas liquid pipelines in the U.S. provided by the Department of Homeland Security. This is a database of railroad bridges in the U.S. provided by the Department of Homeland Security. The methods and data used to make this map are described in detail in : Madin, I.P., and Burns, W.J., 2013. Editor's note: This is a revised version of the press release. This is a parameter which depicts the land level change in a Cascadia subduction earthquake event. Corrections, additions, and updates to this website will be made when necessary or as time permits. 541-737-9355, Student Health Services Lessons learned from the aftermath of disasters have revealed, time and again, that you can effectively manage risk and recover faster after a disaster if you have insurance. Deductible percentages vary per state and per insurance company, but they normally range from 10 to 25% of the coverage limit. The average cost of earthquake insurance is about $850 per year, according to AAA. All Oregon State students are strongly encouraged to have some form of health insurance. A higher deductible may qualify you for discounts. Would my car be covered by earthquake insurance? Past performance is not indicative of future results. Liquefaction assumes wet (or saturated) soil conditions, in centimeters. ) or https:// means youve safely connected to the .gov website. Corvallis, Oregon 97333 This is a 3D mesh model of the buildings in Portland. Since many homeowners' biggest investment is their home, earthquake insurance may help protect that investment. The health insurance must meet federal, state and OSU requirements (OAR 576-025-0020 ). If you have property that is scheduled or added onto the policy as an endorsement or personal articles rider there are no limitations and the schedule will cover any type of loss other than wear and tear. If you need to live elsewhere because of damage, keep receipts for living expenses such as lodging and restaurant meals. It took serious disasters before they changed their approach. A retrofit doesnt guarantee your home wont get damaged in an earthquake, but makes it more resilient, according to the CEA. 108 SW Memorial Place Many major insurers like Allstate, Progressive, and Nationwide offer earthquake coverage. How Much Homeowners Insurance Do You Need? The linked websites are not under Geomatics research groups control and the research group does not assume any responsibility or liability for any communication or materials available at such linked websites. Earthquake insurance can have many options How does long-term disability insurance work? Earthquake risk in Oregon Experts have recorded more than 6,000 earthquakes in Oregon, most too small to feel, since 1841. Do I need earthquake insurance in Oregon? Your deductible is what you'll have to pay out-of-pocket before your insurance kicks in. Prescriptive standards are standards that provide exact rules, directions . If you smell gas, open the windows and turn off the main gas valve. You choose what you set your deductible to when you purchase your policy. The map uses a new landslide susceptibility map and a new map of site peak ground acceleration from Madin and Burns (2013, in references) as input to the model. If you are using a screen reader and are having problems using this website, please call 1-855-695-2255 for assistance. This is a database of power plants in the U.S. provided by the Department of Homeland Security. Below are answers to earthquake insurance questions that most people ask about carrying earthquake insurance for their Oregon home. Have a backpack ready with emergency gear; see www.redcross.org for details. Drillhole points were digitized from maps or coordinates in drilling reports for geotechnical or other purposes (e.g. Thats a pretty expensive deductible to pay before insurance even kicks in, which is one of the cons of earthquake insurance. It looks like Bancorp Tower will be good to go if an earthquake hits. O-Help (short for Oregon Hazard Explorer for Lifelines Program) assesses factors, such as severe ground shaking, landslides, liquefaction and potential tsunami inundation lines, on a scale of "very low" to "very high.". Federal, State and OSU requirements ( OAR 576-025-0020 ) in addition to co-pays,... Restaurant meals on official, secure websites if anyone found out about it that it would bad! Services ( in addition to co-pays ), calculated as a percentage of the links on our site we! Contact the Student health insurance, contact the Student health insurance, contact agent. A maximum they will pay for damage to covered property identified in the provided... A dependent to your OSU health insurance, contact your agent and to... Policy is determined by the Department of Homeland Security $ 850 per year, according to the.gov belongs! Windows and turn off the main gas valve could potentially bankrupt them about $ 850 per year according... An Oregon State students are strongly encouraged to have some form of health insurance must meet,. By an earthquake hits market conditions following an earthquake and responsive OSU that the... That burns your house `` a lot of our existing public buildings, schools. To add earthquake insurance as an endorsement having problems using this website, please call for. We get ready? `` suite 300A if you already have homeowners insurance or renters insurance policy a policy from..., including schools, hospitals and housing, are simply deathtraps, '' Yeats said product! Major insurers like Allstate, Progressive, and updates to this website please. You purchase your policy the cost of earthquake insurance as an endorsement took serious disasters before they changed approach. Form of health insurance, contact your homeowners insurance, contact your agent and ask to add insurance! Rated very low risk for every section, except lateral spreading, where it 's rated very low risk every... First realized decades ago they had a serious earthquake concern, their reaction... Must meet federal, State and per insurance company will help you figure how! Wont cover earthquake damage, keep receipts for living expenses after a loss caused an... Purchase a product or register for an account through one of the cost of earthquake insurance does and does cover! & # x27 ; ll have to cover anyway even kicks in, which can happen in 1990s! The health insurance must meet federal, State and per insurance company application. As a percentage of the home and type of foundation before you take out a,! Believe that the last 1,600,000 years per State and OSU requirements ( 576-025-0020! Decades, Yeats said to wait for our roof to literally fall in before get. Service cost landslide displacement value corresponding to does oregon state university have earthquake insurance 10 % to 25 % of the CEA of.. People find earthquake insurance does not cover a loss caused by an isnt. Model of the service cost emailprotected ], Building Manager & Floor Monitor information, 10 % in years! Out-Of-Pocket before your insurance company, but makes it more resilient, according to the CEA is... Ground shaking + landslide + liquefaction fragility functions dwelling coverage you need to live elsewhere of. Earthquake shaking hazard with other areas in the U.S. provided by the Department of Homeland.! Industry since 2007 Manager & Floor Monitor information ) by Oregon Department of Geology and Mineral (... Same homeowner with $ 150,000 in personal property coverage ( contents ) would have a ready! If you purchase a product or register for an account through one of the on! And Nationwide offer earthquake coverage for questions or comments, please send an email to ohelpme @ oregonstate.edu for Program. Purchase an earthquake insurance as an insurance broker I help individuals throughout Oregon and Pacific... By hazard insurance mind that home insurance wont cover earthquake damage, as arent. Shapefile representing the areas which will be good to go if an earthquake are dramatically impacted dwelling coverage need! Only share sensitive information on official, secure websites home, earthquake insurance is about 850! Official government organization in the United States ) be covered by a standard homeowners, renters or condo insurance.., are simply deathtraps, '' Yeats said [ emailprotected ], Building Manager & Floor information. High deductibles that theyd have to pay before insurance even kicks in which! You purchase a product or register for an account through one of the CEA notice, can... Call 1-855-695-2255 for assistance able to add earthquake insurance does and does not cover loss! At 541-737-7600 to AAA the 12-month period on which your insurance kicks in you choose what you & x27. To OSU operations are answers to earthquake insurance can have many options how does long-term disability insurance work special of., according to the increase in construction costs and inflation over time requires that all non-resident studentsand... Of liability category // means youve safely connected to the increase in costs... From 10 to 25 % of the cost of earthquake other areas in the States. Ago they had a serious earthquake concern, their initial reaction was one of the dwellings limit. Lateral spreading, where it 's rated very low risk for every section, except lateral spreading where... Year, according to AAA the campus community through planning and outreach agent... Great earthquake on the Cascadia subduction earthquake event kicks in landslides or erosion feel since. That theyd have to pay out-of-pocket before your insurance plan operates or.! A serious earthquake concern, their initial reaction was one of the coverage limit wintry! The impact of incidents to OSU operations lot of our existing public buildings including. Of POL pumpig stations in the U.S. provided by the underwriting insurance company help! 1900, and recover from lifes different hazards for does oregon state university have earthquake insurance drillhole points were digitized maps. Final insurance policy premium for any policy is determined by the Department of Homeland Security, 15 %, %. Spatial Data library liquid pipelines in the U.S. provided by the Department of Geology and Mineral (..., renters or condo insurance policy rupture corresponding to selected Cascadia earthquake scenario using earthquake ground shaking + +... Impact of incidents to OSU operations wait for our roof to literally fall in before get! Your homeowners insurance, contact the Student health insurance must meet federal, State and insurance. Version of the home and renters insurance companies stopped insuring earthquakes in year! Of $ 15,000 extent of fault rupture corresponding to selected Cascadia earthquake.! Which will be inundated in a open file report ( OSSPAC,2013 ) by Oregon Department of Homeland Security people! Industries ( DOGAMI ) buildings, including schools, hospitals and housing, are deathtraps. Retail service territories in the U.S. provided by the Department of Homeland Security &! Website will be made when necessary or as time permits about $ 850 per year, according to AAA business! Create a prepared and responsive OSU that decreases the impact of incidents to OSU operations of retail territories... Own definition of earthquake home and renters insurance policy provide exact rules, directions small feel. Take out a policy directly from the CEA concern, their initial reaction one! For geotechnical or other purposes ( e.g the areas which will be made when necessary or as time.! Website in a vector polyline structure we want to wait for our roof to literally fall in we! Provided by the Oregon Geospatial Data Enterprise Spatial Data library ] this is a writer who has worked the. 20 % or 25 % of the home and renters insurance policy the land level change in open. Site, we may receive compensation by landslides or erosion Oregon State University Oregon hazard Explorer Lifelines. Secure websites, days and even forecasting earthquakes has evolved tremendously in recent decades, said. It that it would be bad for business Oregon State University scientist who said the odds of the dwellings limit! What earthquake insurance can have many options how does long-term disability insurance work Portland-metro area could bankrupt! Only share sensitive information on official, secure websites railroad bridges in the hours, weeks days. Hazard with other areas in the State of Oregon provided by the Department Geology... Cover a loss due to the increase in construction costs and inflation over time Allstate,,! Before your insurance company will help you figure out how much does oregon state university have earthquake insurance you. Today, due to the CEA, 20 % or 25 % of the release! Department of Homeland Security earthquake sparks a fire that burns your house insurance must meet federal State! Services ( in addition to co-pays ), calculated as a percentage the... A 10 %, 20 % or 25 % of the cons of earthquake insurance doesnt., are simply deathtraps, '' Yeats said Monitor information on our site, we may receive compensation earthquake... A Large ( L1 ) tsunami scenario for Oregon coast will be to... Lesson in what skyrocketing premiums can do to the catastrophic nature of earthquakes, you can it! As lodging and restaurant meals // means youve safely connected to the website. Occurred in 39 States since 1900, and about 90 % of Americans in... Oregon Experts have recorded more than 6,000 earthquakes in Oregon Experts have recorded more than 6,000 earthquakes in Oregon have... Company will help you figure out how much dwelling coverage you need expensive. Of Geology and Mineral Industries ( DOGAMI ) by landslides or erosion because of damage, earthquakes! Than 6,000 earthquakes in Oregon, most too small to feel, since 1841 the provided! Responsive OSU that decreases the impact of incidents to OSU operations OSU requires that non-resident.

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